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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES & ASSOCIATES Service code 99 · EIN 59-1237041 | Other Fees | $47,489 |
FORVIS, LLP1 year Filed as: FORVIS MAZARS LLP Service code 10 · EIN 44-0160260 | Accounting | $31,500 |
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $16,607 |
ASCENSUS LLC4 years Filed as: ASCENSUS Service code 49 | Other Services | $15,092 |
INTAC ACTUARIAL SERVICES4 years Filed as: INTAC ACTUARIAL SERVICES INC Service code 99 · EIN 22-2446239 | Other Fees | $6,332 |
Filed as: VOYA RETIREMENT ADVISORS LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $3,175 |
VOYA RETIREMENT INSURANCE & ANNUITY10+ years Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,834 | $122,042+39.2% | $184,243-7.8% | $74,429+128.2% |
| Participation rate | 97.0% | 85.5%+11.5pp | 86.8%+10.1pp | 67.2%+29.8pp |
| Annual return | 12.89% | 19.91%-7.0pp | 28.82%-15.9pp | 1368.38%-1355.5pp |
| Employer contribution / active EE | $2,095 | $4,538-53.8% | $6,427-67.4% | $2,625-20.2% |
| Participant deferral / active EE | $6,694 | $7,143-6.3% | $9,132-26.7% | $4,348+54.0% |
| Admin fee / account holder | $602 | $1,252-52.0% | $13,914-95.7% | $1,944-69.1% |