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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,553 | $157,296-46.2% | $141,191-40.1% | $152,897-44.7% |
| Participation rate | 25.0% | 84.8%-59.8pp | 82.5%-57.5pp | 82.5%-57.5pp |
| Annual return | 18.91% | 64.34%-45.4pp | 71.41%-52.5pp | 345.43%-326.5pp |
| Employer contribution / active EE | $1,812 | $5,262-65.6% | $4,736-61.7% | $4,764-62.0% |
| Participant deferral / active EE | $2,342 | $7,111-67.1% | $6,710-65.1% | $5,851-60.0% |
| Admin fee / account holder | $6,250 | $12,125-48.5% | $10,264-39.1% | $11,599-46.1% |