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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,535 | $175,259+136.0% | $149,723+176.2% | $139,487+196.5% |
| Participation rate | 95.5% | 83.4%+12.1pp | 78.8%+16.7pp | 80.3%+15.1pp |
| Annual return | 15.40% | 166.82%-151.4pp | 134.50%-119.1pp | 373.84%-358.4pp |
| Employer contribution / active EE | $39,666 | $5,478+624.0% | $4,821+722.7% | $4,755+734.2% |
| Participant deferral / active EE | $3,004 | $6,522-53.9% | $5,682-47.1% | $6,713-55.3% |
| Admin fee / account holder | $45,294 | $16,158+180.3% | $13,215+242.8% | $11,407+297.1% |