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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,496 | $159,934+30.4% | $147,005+41.8% | $145,959+42.8% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 17.23% | 98.24%-81.0pp | 418.76%-401.5pp | 561.95%-544.7pp |
| Employer contribution / active EE | $4,515 | $5,287-14.6% | $4,934-8.5% | $4,661-3.1% |
| Participant deferral / active EE | $10,490 | $8,427+24.5% | $8,070+30.0% | $6,689+56.8% |
| Admin fee / account holder | $2,718 | $15,053-81.9% | $13,006-79.1% | $13,398-79.7% |