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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,329 | $98,776-51.1% | $149,745-67.7% | $79,856-39.5% |
| Participation rate | 85.7% | 75.8%+9.9pp | 82.5%+3.2pp | 69.6%+16.1pp |
| Annual return | 26.94% | 27.38%-0.4pp | 276.72%-249.8pp | 31.71%-4.8pp |
| Employer contribution / active EE | $243 | $3,217-92.4% | $4,646-94.8% | $2,471-90.2% |
| Participant deferral / active EE | $2,797 | $5,681-50.8% | $6,843-59.1% | $3,741-25.2% |
| Admin fee / account holder | $2,354 | $6,053-61.1% | $9,312-74.7% | $5,306-55.6% |