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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,270 | $92,743-56.6% | $82,744-51.3% | $134,532-70.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -16.13% | 946.63%-962.8pp | 702.22%-718.3pp | 418.27%-434.4pp |
| Employer contribution / active EE | $2,693 | $3,273-17.7% | $3,008-10.5% | $4,741-43.2% |
| Participant deferral / active EE | $2,693 | $4,802-43.9% | $4,395-38.7% | $6,401-57.9% |
| Admin fee / account holder | $1,897 | $5,977-68.3% | $5,325-64.4% | $11,429-83.4% |