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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,718 | $160,070+181.6% | $147,117+206.4% | $145,897+208.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.17% | 98.69%-91.5pp | 420.54%-413.4pp | 552.29%-545.1pp |
| Employer contribution / active EE | $13,628 | $5,285+157.9% | $4,932+176.3% | $4,663+192.3% |
| Participant deferral / active EE | $14,034 | $8,419+66.7% | $8,065+74.0% | $6,689+109.8% |
| Admin fee / account holder | $67,899 | $15,035+351.6% | $12,993+422.6% | $13,390+407.1% |