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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,909 | $154,228+204.7% | $145,433+223.1% | $137,256+242.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.36% | 74.59%-62.2pp | 66.58%-54.2pp | 220.34%-208.0pp |
| Employer contribution / active EE | $15,285 | $4,804+218.2% | $4,554+235.6% | $4,156+267.8% |
| Participant deferral / active EE | $15,701 | $8,216+91.1% | $7,897+98.8% | $6,407+145.1% |
| Admin fee / account holder | $9,115 | $14,344-36.5% | $13,129-30.6% | $12,270-25.7% |