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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,662 | $165,361+18.9% | $149,715+31.4% | $158,950+23.7% |
| Participation rate | 95.0% | 84.6%+10.4pp | 82.5%+12.5pp | 82.0%+13.0pp |
| Annual return | 9.28% | 348.24%-339.0pp | 276.66%-267.4pp | 302.91%-293.6pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $9,822 | $7,182+36.8% | $6,842+43.5% | $5,983+64.2% |
| Admin fee / account holder | $24,435 | $10,808+126.1% | $9,310+162.5% | $11,248+117.2% |