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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,970 | $91,198+48.0% | $178,503-24.4% | $79,856+69.0% |
| Participation rate | 42.6% | 69.2%-26.6pp | 81.9%-39.3pp | 69.6%-27.0pp |
| Annual return | 15.20% | 24.20%-9.0pp | 151.12%-135.9pp | 31.71%-16.5pp |
| Employer contribution / active EE | $1,380 | $3,257-57.6% | $5,011-72.5% | $2,471-44.2% |
| Participant deferral / active EE | $2,331 | $3,237-28.0% | $5,202-55.2% | $3,741-37.7% |
| Admin fee / account holder | $92 | $6,748-98.6% | $13,987-99.3% | $5,306-98.3% |