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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,969 | $175,259-65.8% | $149,723-59.9% | $139,487-57.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.13% | 166.82%-153.7pp | 134.50%-121.4pp | 373.84%-360.7pp |
| Employer contribution / active EE | $6,307 | $5,478+15.1% | $4,821+30.8% | $4,755+32.6% |
| Participant deferral / active EE | $3,656 | $6,522-43.9% | $5,682-35.7% | $6,713-45.5% |
| Admin fee / account holder | $2,556 | $16,158-84.2% | $13,215-80.7% | $11,407-77.6% |