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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $776,001 | $183,592+322.7% | $155,574+398.8% | $145,877+432.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.51% | 61.37%-47.9pp | 64.87%-51.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $13,073 | $5,317+145.9% | $4,676+179.6% | $4,663+180.4% |
| Participant deferral / active EE | $1,250 | $6,466-80.7% | $5,629-77.8% | $6,691-81.3% |
| Admin fee / account holder | $995 | $19,316-94.9% | $15,914-93.7% | $13,402-92.6% |