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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,328 | $98,240-52.8% | $82,312-43.7% | $147,586-68.6% |
| Participation rate | 71.4% | 79.7%-8.3pp | 76.9%-5.5pp | 82.8%-11.4pp |
| Annual return | 10.68% | 30.85%-20.2pp | 25.88%-15.2pp | 578.59%-567.9pp |
| Employer contribution / active EE | $847 | $3,192-73.5% | $2,428-65.1% | $4,876-82.6% |
| Participant deferral / active EE | $1,252 | $4,383-71.4% | $3,706-66.2% | $5,439-77.0% |
| Admin fee / account holder | $12,772 | $8,563+49.1% | $5,608+127.7% | $10,886+17.3% |