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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,339 | $65,704+104.5% | $94,229+42.6% | $59,633+125.3% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -2.91% | 5.22%-8.1pp | 10.68%-13.6pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $2,500 | $2,021+23.7% | $3,587-30.3% | $2,203+13.5% |
| Participant deferral / active EE | $6,025 | $3,143+91.7% | $4,320+39.4% | $3,192+88.8% |
| Admin fee / account holder | $5,020 | $4,265+17.7% | $6,269-19.9% | $4,297+16.8% |