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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $653,865 | $148,629+339.9% | $135,982+380.8% | $139,487+368.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.65% | 79.33%-70.7pp | 68.32%-59.7pp | 373.84%-365.2pp |
| Employer contribution / active EE | $10,832 | $5,247+106.5% | $4,859+122.9% | $4,755+127.8% |
| Participant deferral / active EE | $29,169 | $8,102+260.0% | $7,760+275.9% | $6,713+334.5% |
| Admin fee / account holder | $33,275 | $12,406+168.2% | $10,767+209.0% | $11,407+191.7% |