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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,147 | $82,678-16.4% | $125,391-44.9% | $68,490+1.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.91% | -5.97%-13.9pp | 572.41%-592.3pp | -7.85%-12.1pp |
| Employer contribution / active EE | $3,878 | $3,382+14.7% | $4,816-19.5% | $2,597+49.3% |
| Participant deferral / active EE | $5,331 | $6,111-12.8% | $7,448-28.4% | $4,028+32.4% |
| Admin fee / account holder | $794 | $6,277-87.4% | $10,009-92.1% | $5,403-85.3% |