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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,244 | $102,547-70.5% | $78,210-61.3% | $147,586-79.5% |
| Participation rate | 15.4% | 74.4%-59.0pp | 68.7%-53.3pp | 82.8%-67.4pp |
| Annual return | 12.49% | 51.08%-38.6pp | 40.90%-28.4pp | 578.59%-566.1pp |
| Employer contribution / active EE | $611 | $2,617-76.6% | $2,034-70.0% | $4,876-87.5% |
| Participant deferral / active EE | $757 | $3,481-78.3% | $2,823-73.2% | $5,439-86.1% |
| Admin fee / account holder | $0 | $5,059-100.0% | $3,758-100.0% | $10,886-100.0% |