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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,844 | $99,032+8.9% | $80,022+34.8% | $135,380-20.3% |
| Participation rate | 81.8% | 78.4%+3.5pp | 75.8%+6.0pp | 82.6%-0.8pp |
| Annual return | -0.83% | 15.39%-16.2pp | 11.22%-12.0pp | 519.81%-520.6pp |
| Employer contribution / active EE | $0 | $3,043-100.0% | $2,468-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,147 | $4,282+20.2% | $3,686+39.6% | $5,609-8.2% |
| Admin fee / account holder | $7,469 | $10,436-28.4% | $6,521+14.5% | $10,828-31.0% |