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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,992 | $157,304-28.8% | $141,197-20.7% | $152,909-26.8% |
| Participation rate | 92.3% | 84.8%+7.5pp | 82.5%+9.8pp | 82.5%+9.9pp |
| Annual return | 21.41% | 64.34%-42.9pp | 71.41%-50.0pp | 345.46%-324.1pp |
| Employer contribution / active EE | $2,001 | $5,263-62.0% | $4,736-57.7% | $4,764-58.0% |
| Participant deferral / active EE | $5,793 | $7,111-18.5% | $6,710-13.7% | $5,851-1.0% |
| Admin fee / account holder | $428 | $12,126-96.5% | $10,265-95.8% | $11,601-96.3% |