Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,794 | $60,349-15.8% | $74,184-31.5% | $62,881-19.2% |
| Participation rate | 40.3% | 72.7%-32.5pp | 76.6%-36.3pp | 69.3%-29.0pp |
| Annual return | 7.80% | 21.38%-13.6pp | 17.74%-9.9pp | 20.14%-12.3pp |
| Employer contribution / active EE | $258 | $1,680-84.6% | $2,370-89.1% | $2,281-88.7% |
| Participant deferral / active EE | $2,584 | $2,856-9.5% | $3,550-27.2% | $3,203-19.3% |
| Admin fee / account holder | $942 | $4,261-77.9% | $5,586-83.1% | $4,296-78.1% |