Retirement plan

403(B) THRIFT PLAN OF HOSPICE OF ST. LAWRENCE VALLEY, INC.

Name: HOSPICE OF ST. LAWRENCE VALLEY, INC . - 403(B) THRIFT PLAN OF HOSPICE OF ST. LAWRENCE VALLEY, INC. (2016) Form 5500
Creator: HOSPICE OF ST. LAWRENCE VALLEY, INC .
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF HOSPICE OF ST. LAWRENCE VALLEY, INC., HOSPICE OF ST. LAWRENCE VALLEY, INC .

HOSPICE OF ST. LAWRENCE VALLEY, INC .EIN 22-2627929Plan #004PY 2016

6805 US HIGHWAY 11 - POTSDAM, NY 13676315-265-3105hospiceslv.orgLinkedIn11-50 employeeshospital & health care

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.5M

-25.0% from 2015

Total participants

+6.2% from 2015

Average account balance

$23,525

-23.9% from 2015

Annual return

6.41%

-1.59 pp from 2015

Benchmarks

See 17,769 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,769 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

118.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$174K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+34.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8603

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L2S2T

Plan features

2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$773K

$15152 / participant

Other / not subdivided$773K100.0%

% of EOY assets

51.327%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,525

$77,638-69.7%

$156,551-85.0%

$62,881-62.6%

Participation rate

90.2%

71.2%+19.0pp

84.0%+6.2pp

69.3%+20.9pp

Annual return

6.41%

50.33%-43.9pp

32.23%-25.8pp

20.14%-13.7pp

Employer contribution / active EE

$1,403

$3,444-59.3%

$5,501-74.5%

$2,281-38.5%

Participant deferral / active EE

$1,345

$3,046-55.8%

$4,871-72.4%

$3,203-58.0%

Admin fee / account holder

$12,075

$5,561+117.1%

$13,028-7.3%

$4,296+181.1%

403(B) THRIFT PLAN OF HOSPICE OF ST. LAWRENCE VALLEY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF HOSPICE OF ST. LAWRENCE VALLEY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion