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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,190 | $154,209-29.8% | $130,062-16.8% | $139,487-22.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 9.06% | 32.52%-23.5pp | -137.37%+146.4pp | 373.84%-364.8pp |
| Employer contribution / active EE | $3,881 | $5,292-26.7% | $4,322-10.2% | $4,755-18.4% |
| Participant deferral / active EE | $6,103 | $6,709-9.0% | $5,821+4.8% | $6,713-9.1% |
| Admin fee / account holder | $26,764 | $13,988+91.3% | $10,601+152.5% | $11,407+134.6% |