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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,849 | $85,766+78.2% | $136,297+12.1% | $70,124+118.0% |
| Participation rate | 77.4% | 74.2%+3.3pp | 81.9%-4.5pp | 69.5%+7.9pp |
| Annual return | 17.27% | 31.45%-14.2pp | 5156.19%-5138.9pp | 73.14%-55.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $2,997 | $5,051-40.7% | $6,247-52.0% | $3,332-10.1% |
| Admin fee / account holder | $17,259 | $5,420+218.4% | $9,244+86.7% | $4,645+271.5% |