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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,906 | $112,935-76.2% | $90,970-70.4% | $158,966-83.1% |
| Participation rate | 91.7% | 74.7%+16.9pp | 69.0%+22.7pp | 82.0%+9.7pp |
| Annual return | 22.14% | 215.79%-193.6pp | 134.58%-112.4pp | 302.95%-280.8pp |
| Employer contribution / active EE | $8,379 | $2,895+189.5% | $2,122+294.8% | $4,762+75.9% |
| Participant deferral / active EE | $7,385 | $4,129+78.9% | $3,373+118.9% | $5,983+23.4% |
| Admin fee / account holder | $647 | $8,045-92.0% | $5,960-89.1% | $11,250-94.2% |