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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,487 | $135,645+11.7% | $110,243+37.4% | $135,379+11.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.23% | 513.24%-518.5pp | 314.76%-320.0pp | 519.79%-525.0pp |
| Employer contribution / active EE | $280 | $4,907-94.3% | $3,827-92.7% | $4,779-94.1% |
| Participant deferral / active EE | $8,125 | $5,507+47.5% | $4,672+73.9% | $5,609+44.9% |
| Admin fee / account holder | $23,649 | $11,458+106.4% | $8,548+176.7% | $10,828+118.4% |