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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,242 | $85,766+71.7% | $136,298+8.0% | $70,126+110.0% |
| Participation rate | 96.5% | 74.2%+22.3pp | 81.9%+14.5pp | 69.5%+26.9pp |
| Annual return | 18.22% | 31.46%-13.2pp | 5156.27%-5138.0pp | 73.15%-54.9pp |
| Employer contribution / active EE | $1,834 | $2,966-38.2% | $4,696-60.9% | $2,343-21.7% |
| Participant deferral / active EE | $9,323 | $5,051+84.6% | $6,247+49.2% | $3,332+179.8% |
| Admin fee / account holder | $6,806 | $5,421+25.5% | $9,244-26.4% | $4,645+46.5% |