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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $837,183 | $142,409+487.9% | $119,634+599.8% | $134,545+522.2% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -5.35% | -12.46%+7.1pp | -14.98%+9.6pp | 418.37%-423.7pp |
| Employer contribution / active EE | $3,582 | $5,224-31.4% | $4,232-15.4% | $4,742-24.4% |
| Participant deferral / active EE | $9,221 | $6,468+42.6% | $5,601+64.6% | $6,401+44.0% |
| Admin fee / account holder | $3,094 | $13,594-77.2% | $10,329-70.1% | $11,431-72.9% |