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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,049 | $144,124-63.9% | $117,857-55.8% | $147,585-64.7% |
| Participation rate | 88.2% | 83.4%+4.8pp | 79.7%+8.6pp | 82.8%+5.4pp |
| Annual return | 13.43% | 531.17%-517.7pp | 335.09%-321.7pp | 578.57%-565.1pp |
| Employer contribution / active EE | $2,219 | $4,897-54.7% | $3,786-41.4% | $4,876-54.5% |
| Participant deferral / active EE | $4,483 | $5,316-15.7% | $4,4820% | $5,439-17.6% |
| Admin fee / account holder | $1,895 | $10,886-82.6% | $8,020-76.4% | $10,885-82.6% |