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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,430 | $209,422-58.3% | $178,503-51.0% | $158,982-45.0% |
| Participation rate | 90.9% | 86.4%+4.6pp | 81.9%+9.0pp | 82.0%+8.9pp |
| Annual return | 15.91% | 188.81%-172.9pp | 151.12%-135.2pp | 302.99%-287.1pp |
| Employer contribution / active EE | $5,299 | $5,707-7.1% | $5,011+5.8% | $4,763+11.3% |
| Participant deferral / active EE | $4,088 | $5,955-31.4% | $5,202-21.4% | $5,983-31.7% |
| Admin fee / account holder | $1,991 | $17,079-88.3% | $13,987-85.8% | $11,252-82.3% |