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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $705,497 | $160,059+340.8% | $140,019+403.9% | $135,380+421.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -10.43% | 911.48%-921.9pp | 651.17%-661.6pp | 519.81%-530.2pp |
| Employer contribution / active EE | $26,953 | $6,420+319.8% | $5,605+380.8% | $4,779+464.0% |
| Participant deferral / active EE | $16,333 | $7,641+113.8% | $6,927+135.8% | $5,609+191.2% |
| Admin fee / account holder | $1,750 | $13,328-86.9% | $10,705-83.7% | $10,828-83.8% |