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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,586 | $115,810-13.1% | $101,271-0.7% | $158,966-36.7% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 8.48% | 56.15%-47.7pp | 46.48%-38.0pp | 302.95%-294.5pp |
| Employer contribution / active EE | $6,632 | $4,175+58.8% | $3,660+81.2% | $4,762+39.3% |
| Participant deferral / active EE | $11,003 | $4,958+121.9% | $4,371+151.7% | $5,983+83.9% |
| Admin fee / account holder | $32,215 | $7,248+344.5% | $5,948+441.6% | $11,250+186.4% |