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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,154 | $97,550+105.2% | $120,344+66.3% | $87,485+128.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 11.16% | 18.41%-7.2pp | 20.30%-9.1pp | 26.06%-14.9pp |
| Employer contribution / active EE | $6,154 | $2,291+168.6% | $3,020+103.8% | $2,596+137.0% |
| Participant deferral / active EE | $4,641 | $4,230+9.7% | $5,135-9.6% | $4,274+8.6% |
| Admin fee / account holder | $4,605 | $9,543-51.7% | $12,742-63.9% | $7,775-40.8% |