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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,066 | $77,358+176.7% | $102,184+109.5% | $87,485+144.7% |
| Participation rate | 88.0% | 78.7%+9.3pp | 82.6%+5.4pp | 68.9%+19.1pp |
| Annual return | 13.45% | 41.11%-27.7pp | 31.58%-18.1pp | 26.06%-12.6pp |
| Employer contribution / active EE | $2,260 | $2,562-11.8% | $3,594-37.1% | $2,596-13.0% |
| Participant deferral / active EE | $9,652 | $6,753+42.9% | $8,309+16.2% | $4,274+125.9% |
| Admin fee / account holder | $22,371 | $6,809+228.5% | $11,609+92.7% | $7,775+187.7% |