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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,066 | $78,520+172.6% | $96,576+121.7% | $82,448+159.6% |
| Participation rate | 88.0% | 77.7%+10.3pp | 81.4%+6.6pp | 68.1%+19.9pp |
| Annual return | 13.45% | 41.30%-27.8pp | 38.47%-25.0pp | 41.64%-28.2pp |
| Employer contribution / active EE | $2,260 | $2,630-14.1% | $3,553-36.4% | $2,551-11.4% |
| Participant deferral / active EE | $9,652 | $6,754+42.9% | $7,956+21.3% | $4,139+133.2% |
| Admin fee / account holder | $22,371 | $13,455+66.3% | $11,381+96.6% | $7,234+209.2% |