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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,106 | $97,732-40.5% | $83,831-30.7% | $135,380-57.1% |
| Participation rate | 35.7% | 80.0%-44.2pp | 76.1%-40.4pp | 82.6%-46.9pp |
| Annual return | -5.50% | 1287.56%-1293.1pp | 850.99%-856.5pp | 519.81%-525.3pp |
| Employer contribution / active EE | $1,301 | $4,222-69.2% | $3,631-64.2% | $4,779-72.8% |
| Participant deferral / active EE | $2,997 | $4,683-36.0% | $4,082-26.6% | $5,609-46.6% |
| Admin fee / account holder | $13 | $6,675-99.8% | $5,479-99.8% | $10,828-99.9% |