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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,032 | $213,785-20.9% | $185,441-8.8% | $155,188+8.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 4.45% | 19.97%-15.5pp | 20.16%-15.7pp | 148.84%-144.4pp |
| Employer contribution / active EE | $1,388 | $5,393-74.3% | $4,672-70.3% | $4,248-67.3% |
| Participant deferral / active EE | $5,000 | $6,864-27.2% | $6,152-18.7% | $6,531-23.4% |
| Admin fee / account holder | $2,714 | $21,134-87.2% | $17,890-84.8% | $14,480-81.3% |