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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,032 | $199,109-15.1% | $173,730-2.7% | $154,746+9.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 4.45% | 20.02%-15.6pp | 19.96%-15.5pp | 172.34%-167.9pp |
| Employer contribution / active EE | $1,388 | $5,311-73.9% | $4,577-69.7% | $4,379-68.3% |
| Participant deferral / active EE | $5,000 | $7,113-29.7% | $6,326-21.0% | $6,730-25.7% |
| Admin fee / account holder | $2,714 | $20,916-87.0% | $17,523-84.5% | $14,365-81.1% |