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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,032 | $184,014-8.1% | $161,149+4.9% | $138,895+21.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 4.45% | 21.52%-17.1pp | 21.16%-16.7pp | 145.39%-140.9pp |
| Employer contribution / active EE | $1,388 | $5,055-72.5% | $4,360-68.2% | $4,194-66.9% |
| Participant deferral / active EE | $5,000 | $6,909-27.6% | $6,153-18.7% | $6,396-21.8% |
| Admin fee / account holder | $2,714 | $18,027-84.9% | $15,194-82.1% | $12,562-78.4% |