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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,032 | $178,174-5.1% | $156,181+8.2% | $137,256+23.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 4.45% | 84.19%-79.7pp | 64.87%-60.4pp | 220.34%-215.9pp |
| Employer contribution / active EE | $1,388 | $4,972-72.1% | $4,294-67.7% | $4,156-66.6% |
| Participant deferral / active EE | $5,000 | $6,888-27.4% | $6,132-18.5% | $6,407-22.0% |
| Admin fee / account holder | $2,714 | $17,404-84.4% | $14,586-81.4% | $12,270-77.9% |