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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,102 | $81,208-22.3% | $98,920-36.2% | $79,852-21.0% |
| Participation rate | 95.7% | 72.5%+23.1pp | 76.0%+19.6pp | 69.6%+26.0pp |
| Annual return | 16.12% | 60.99%-44.9pp | 196.47%-180.4pp | 31.72%-15.6pp |
| Employer contribution / active EE | $4,006 | $1,960+104.4% | $2,689+49.0% | $2,471+62.1% |
| Participant deferral / active EE | $5,999 | $3,265+83.7% | $4,245+41.3% | $3,740+60.4% |
| Admin fee / account holder | $5,696 | $6,013-5.3% | $6,643-14.3% | $5,306+7.3% |