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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,710 | $57,065+383.2% | $75,670+264.4% | $70,131+293.1% |
| Participation rate | 94.4% | 68.1%+26.4pp | 72.3%+22.1pp | 69.5%+24.9pp |
| Annual return | 18.52% | 23.57%-5.0pp | 27.34%-8.8pp | 73.14%-54.6pp |
| Employer contribution / active EE | $2,581 | $1,817+42.1% | $2,352+9.7% | $2,342+10.2% |
| Participant deferral / active EE | $7,253 | $2,580+181.2% | $3,142+130.8% | $3,332+117.7% |
| Admin fee / account holder | $758 | $3,825-80.2% | $5,800-86.9% | $4,645-83.7% |