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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,478 | $125,778+34.7% | $114,563+47.9% | $154,746+9.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 12.42% | 295.14%-282.7pp | 241.09%-228.7pp | 172.34%-159.9pp |
| Employer contribution / active EE | $2,419 | $2,806-13.8% | $2,592-6.7% | $4,379-44.8% |
| Participant deferral / active EE | $4,850 | $4,445+9.1% | $4,142+17.1% | $6,730-27.9% |
| Admin fee / account holder | $557 | $8,190-93.2% | $7,623-92.7% | $14,365-96.1% |