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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,478 | $101,618+66.8% | $93,063+82.1% | $137,256+23.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 12.42% | 223.95%-211.5pp | 34.15%-21.7pp | 220.34%-207.9pp |
| Employer contribution / active EE | $2,419 | $2,707-10.7% | $2,476-2.3% | $4,156-41.8% |
| Participant deferral / active EE | $4,850 | $4,279+13.3% | $3,958+22.5% | $6,407-24.3% |
| Admin fee / account holder | $557 | $6,198-91.0% | $6,033-90.8% | $12,270-95.5% |