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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,572 | $106,280+53.0% | $96,538+68.4% | $139,487+16.6% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 16.19% | 38.48%-22.3pp | 35.74%-19.6pp | 373.84%-357.7pp |
| Employer contribution / active EE | $3,215 | $4,107-21.7% | $3,740-14.0% | $4,755-32.4% |
| Participant deferral / active EE | $8,726 | $5,457+59.9% | $4,880+78.8% | $6,713+30.0% |
| Admin fee / account holder | $6,792 | $7,888-13.9% | $6,737+0.8% | $11,407-40.5% |