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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,181 | $138,076+140.6% | $123,553+168.9% | $135,380+145.4% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | 0.68% | 153.70%-153.0pp | 119.21%-118.5pp | 519.81%-519.1pp |
| Employer contribution / active EE | $32,682 | $5,152+534.4% | $4,628+606.2% | $4,779+583.9% |
| Participant deferral / active EE | $1,713 | $6,800-74.8% | $6,426-73.3% | $5,609-69.5% |
| Admin fee / account holder | $34,622 | $10,917+217.1% | $9,284+272.9% | $10,828+219.7% |