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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,894 | $72,273+53.4% | $101,275+9.5% | $79,856+38.9% |
| Participation rate | 88.9% | 68.5%+20.4pp | 75.8%+13.1pp | 69.6%+19.2pp |
| Annual return | 11.24% | 22.30%-11.1pp | 46.48%-35.2pp | 31.71%-20.5pp |
| Employer contribution / active EE | $5,561 | $2,691+106.6% | $3,660+51.9% | $2,471+125.0% |
| Participant deferral / active EE | $1,473 | $3,282-55.1% | $4,371-66.3% | $3,741-60.6% |
| Admin fee / account holder | $995 | $4,401-77.4% | $5,948-83.3% | $5,306-81.3% |