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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,589 | $176,786-72.5% | $146,643-66.9% | $167,536-71.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 8.89% | 24.04%-15.2pp | 22.75%-13.9pp | 478.82%-469.9pp |
| Employer contribution / active EE | $8,460 | $5,161+63.9% | $4,137+104.5% | $4,839+74.8% |
| Participant deferral / active EE | $5,318 | $6,440-17.4% | $5,506-3.4% | $6,342-16.2% |
| Admin fee / account holder | $474 | $13,262-96.4% | $10,280-95.4% | $12,315-96.2% |