Retirement plan

THE OFFICE OF PUBLIC GUARDIAN 403B PLAN

Name: OFFICE OF PUBLIC GUARDIAN - THE OFFICE OF PUBLIC GUARDIAN 403B PLAN (2018) Form 5500
Creator: OFFICE OF PUBLIC GUARDIAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE OFFICE OF PUBLIC GUARDIAN 403B PLAN, OFFICE OF PUBLIC GUARDIAN

OFFICE OF PUBLIC GUARDIANEIN 22-2474801Plan #001PY 2018

2 PILLSBURY ST STE 400 - CONCORD, NH 03301603-224-8041

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.8M

+9.7% from 2017

Total participants

+24.4% from 2017

Average account balance

$67,385

-1.0% from 2017

Annual return

6.90%

-3.50 pp from 2017

Benchmarks

See 8,161 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort8,161 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

146.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$436K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10927

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$169K

$3665 / participant

Other / not subdivided$169K100.0%

% of EOY assets

6.101%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$67,385

$49,177+37.0%

$79,467-15.2%

$64,173+5.0%

Participation rate

78.3%

65.0%+13.2pp

73.3%+4.9pp

69.6%+8.7pp

Annual return

6.90%

-1.16%+8.1pp

718.30%-711.4pp

7.63%-0.7pp

Employer contribution / active EE

$1,858

$2,076-10.5%

$2,800-33.7%

$2,381-22.0%

Participant deferral / active EE

$3,324

$2,821+17.8%

$3,704-10.3%

$3,470-4.2%

Admin fee / account holder

$4,111

$3,839+7.1%

$5,104-19.4%

$4,887-15.9%

THE OFFICE OF PUBLIC GUARDIAN 403B PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE OFFICE OF PUBLIC GUARDIAN 403B PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion