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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,564 | $91,525+5.5% | $130,026-25.7% | $75,181+28.4% |
| Participation rate | 84.8% | 71.4%+13.4pp | 78.5%+6.4pp | 67.2%+17.7pp |
| Annual return | 16.23% | -631.40%+647.6pp | -137.26%+153.5pp | 160.69%-144.5pp |
| Employer contribution / active EE | $4,009 | $2,844+41.0% | $4,321-7.2% | $2,671+50.1% |
| Participant deferral / active EE | $7,986 | $4,342+83.9% | $5,821+37.2% | $4,126+93.6% |
| Admin fee / account holder | $21,068 | $6,778+210.8% | $10,608+98.6% | $5,650+272.9% |