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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,632 | $92,219+234.7% | $76,768+302.0% | $135,379+128.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | 0.74% | 5.46%-4.7pp | 2.43%-1.7pp | 519.79%-519.1pp |
| Employer contribution / active EE | $12,033 | $3,216+274.2% | $2,485+384.2% | $4,779+151.8% |
| Participant deferral / active EE | $8,167 | $4,508+81.1% | $3,852+112.0% | $5,609+45.6% |
| Admin fee / account holder | $628 | $10,749-94.2% | $6,675-90.6% | $10,828-94.2% |