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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,404 | $132,634+33.0% | $115,768+52.4% | $137,256+28.5% |
| Participation rate | 16.7% | 77.9%-61.2pp | 74.4%-57.7pp | 80.0%-63.3pp |
| Annual return | 17.11% | 160.70%-143.6pp | 100.46%-83.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $663 | $3,360-80.3% | $2,940-77.5% | $4,156-84.1% |
| Participant deferral / active EE | $2,566 | $5,619-54.3% | $4,917-47.8% | $6,407-60.0% |
| Admin fee / account holder | $20,866 | $15,028+38.8% | $12,439+67.7% | $12,270+70.1% |