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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,210 | $82,674-21.1% | $125,381-48.0% | $68,486-4.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -9.70% | -5.97%-3.7pp | 572.31%-582.0pp | -7.85%-1.8pp |
| Employer contribution / active EE | $6,125 | $3,382+81.1% | $4,815+27.2% | $2,597+135.9% |
| Participant deferral / active EE | $2,833 | $6,111-53.6% | $7,448-62.0% | $4,028-29.7% |
| Admin fee / account holder | $1,097 | $6,277-82.5% | $10,007-89.0% | $5,404-79.7% |