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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,181 | $162,821-1.6% | $133,978+19.6% | $158,982+0.8% |
| Participation rate | 81.8% | 83.2%-1.4pp | 79.8%+2.0pp | 82.0%-0.1pp |
| Annual return | 17.52% | 41.95%-24.4pp | 45.10%-27.6pp | 302.99%-285.5pp |
| Employer contribution / active EE | $1,842 | $4,976-63.0% | $3,919-53.0% | $4,763-61.3% |
| Participant deferral / active EE | $6,645 | $5,910+12.4% | $5,047+31.7% | $5,983+11.1% |
| Admin fee / account holder | $9,754 | $11,742-16.9% | $8,930+9.2% | $11,252-13.3% |